Terms & Conditions

Welcome to Consultiq. These Terms & Conditions govern your use of our website and consulting services. By accessing our website or using our services, you agree to comply with these terms. If you do not agree, please refrain from using our site and services.

1. Definitions
For the purpose of these Terms & Conditions:

✔ "Company" refers to Consultiq, a business consulting firm registered in United Kingdom.
✔ "User" / "Client" refers to any individual or business accessing our website or using our services.
✔ "Services" refers to the business consulting, financial planning, and related advisory services provided by Consultiq.

2. Use of Website & Services
By using this website and our services, you agree that:

✔ You are at least 18 years old or have the legal authority to enter into agreements.
✔ You will not use the website for unlawful, fraudulent, or deceptive activities.
✔ Any information you provide is accurate, up to date, and complete.
✔ You will not attempt to interfere with the website’s security, functionality, or performance.

We reserve the right to suspend or terminate access to our services if any misuse or violation of these terms is detected.

3. Services Provided
Consultiq offers business consulting and financial planning services, including but not limited to:

✔ Business strategy development
✔ Financial planning and risk management
✔ Operational optimization
✔ Retirement and succession planning

All consulting services are provided based on expert analysis, industry knowledge, and market research, but we do not provide investment guarantees or legally binding financial outcomes.

4. Payments & Fees
✔ Fees for our consulting services will be outlined in an official agreement before service commencement.
✔ Payments must be made in full or according to agreed schedules.
✔ Late payments may result in service suspension until outstanding balances are cleared.
✔ Refund eligibility is outlined in our Return & Refund Policy.

5. Cancellation & Refund Policy
For cancellations and refunds, please refer to our Return & Refund Policy. Clients may request modifications to services, but fees for completed services are non-refundable unless otherwise agreed.

6. Confidentiality & Data Protection
✔ We are committed to maintaining client confidentiality and will not disclose personal or business information without consent.
✔ Our Privacy Policy explains how we collect, store, and process personal data.
✔ Clients must also maintain confidentiality regarding any proprietary methods, strategies, or information shared during our consulting services.

7. Intellectual Property Rights
✔ All content on this website, including text, graphics, logos, and service descriptions, is the intellectual property of Consultiq.
✔ You may not copy, reproduce, or distribute any part of our website or consulting materials without prior written permission.
✔ Any strategies or materials provided as part of our consulting services remain proprietary to Consultiq.

Unauthorized use of any intellectual property may result in legal action.

8. Limitation of Liability
Consultiq provides consulting services based on expertise and market knowledge. However, we do not guarantee:

✔ Specific financial outcomes or business performance results.
✔ Complete accuracy of third-party market data used for analysis.
✔ That our recommendations will work in every business environment.

We are not liable for:

✔ Business losses incurred due to decisions made based on our consulting services.
✔ Service interruptions caused by technical issues, external factors, or force majeure events.
✔ Any indirect, incidental, or consequential damages resulting from the use of our website or services.

Clients should seek independent legal and financial advice before making major business decisions.

9. Third-Party Links & Services
Our website may contain links to third-party websites for informational purposes. We are not responsible for their content, privacy policies, or practices. Use third-party links at your own risk.

10. Modifications to These Terms
✔ We may update these Terms & Conditions periodically to reflect changes in our services, policies, or legal requirements.
✔ The latest version will always be available on our website.
✔ Continued use of our website or services after updates constitutes acceptance of the revised terms.

11. Governing Law & Jurisdiction
These Terms & Conditions are governed by the laws of United Kingdom. Any disputes arising from these terms or our services will be resolved in courts located in United Kingdom, unless otherwise agreed.

12. Contact Information
If you have any questions regarding these Terms & Conditions, please contact us:

📍 Address: Romney Court, 4 Shepherd's Bush Grn, London W12 8PY, United Kingdom
📞 Phone: +44 208 746 1433
📧 Email: [email protected]

We appreciate your trust in Consultiq and look forward to providing high-quality consulting services to support your business.